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Disability Income Insurance

Disability Income Insurance

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Overview

Life keeps moving moment-to-moment, and we somehow make everything work as we go. When it comes to an accident or unexpected illness, life is suddenly interrupted. Most of us think we’ll be able to return to work and our normal life in a few days. But in reality, your recovery and absence from work could last months. Would you be able to maintain your standard of living if you couldn’t work for that long?

Protecting yourself can be easy through the NJCPA Member Insurance Program. Disability Income Insurance can help you meet your financial obligations like mortgage payments, student loan debt, retirement savings, college education funds, and general monthly living expenses. And your benefits are always paid regardless of other coverage you may have.

Overview of Coverage for Disability Income:

  • Own Occupation coverage with two choices of Benefit Period
  • Non-taxed1 Monthly benefit amounts up to $10,000
  • $1,000 AD&D coverage included
  • Waiver of Premium included
  • Survivor Benefit included
  • Total and Residual Disability options available
  • COLA option available
  • Rehabilitation Benefit available
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